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Text Amendment to Louisville Metro Land Development Code Regarding Financial Institutions Approved

  • When: 2025/08/12
  • Address: Citywide
  • City: Louisville
  • State: KY
  • Category: Zoning Code Modification
  • Subcategory: Definitions Update
  • Asset Class: Commercial
  • New Zoning Description: Updated definitions and permitted uses for financial institutions in commercial and industrial districts.
  • Previous Zoning Description: Previous LDC regulated all 'Banks, credit unions, savings and loan, check cashing services and similar financial institutions' as a single use.

The Louisville Metro Council approved an ordinance amending several sections and Appendix 2A of the Land Development Code (LDC) concerning financial institutions. The amendment redefines financial institutions into two categories: 'Chartered' (banks, credit unions) and 'Non-Chartered' (deferred deposit, check cashing, consumer loan companies). Chartered financial institutions are permitted in C-N and C-1 districts, while non-chartered institutions are permitted in C-2 districts. Both types are allowed as commercial uses in M-1, M-2, and M-3 industrial districts, subject to specific standards. This change aims to provide consistent language within the LDC, determine if all financial institutions should be regulated similarly, and potentially categorize them further.

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